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0:35
WHAT A MORTGAGE LENDER ACTUALLY DOES
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What happens if your mortgage lender values a Northern Ireland property below the agreed price? A lender down-valuation can affect how much they'll lend, so you may need to renegotiate with the seller, check with your mortgage broker about another lender, or consider a larger deposit. The lender's valuer works for the lender, not you, so a separate survey is worth getting. You can still back out before contracts are accepted. Get in touch today to find out we can help.
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