Viviana Vazquez 💸 First-Gen Money Content on Instagram: "💰 We pay off our credit cards in full every month ~ we’ve seen how banks profit off our families and that’s not gonna be us. 💰 No car payment. NYC transit keeps costs low, and if we ever buy a car, it’ll be in cash. 💰 We keep a fully funded 6-month emergency fund in our HYSA so surprises never become debt. 💰 We use 0% APR loans strategically to let our money work while we pay the banks the bare minimum. 💰 We advocate for ourselves ~