The interest-earning potential of a short-term CD and a high-yield savings account is similar now, but not identical.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Synchrony Bank offers CD accounts with APYs as high as 4.00% Thomas Barwick / Getty ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Navy Federal Credit Union offers share certificates with APYs above 3.75% Hero ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. What happens after your CD term is over, though? Once your CD account ...