Most planners blindly quote SPIVA India to dismiss active funds. But the report uses wrong benchmarks and changed them mid-history. Here is the real truth. If you are a regular reader of my blog, you ...

New vs old tax regime FY 2026-27 — real tax calculations, break-even table, 5 case studies, and a clear verdict for every income level after Budget 2026.

SEBI introduced Life Cycle Funds in 2026 replacing old solution funds like child or retirement funds. Know what they are, how ...

Planning to have a baby? Here's the financial checklist nobody gives you before having a child in India — insurance, savings, costs & more.

Are high-yield state government bonds (SDL) in India safe? Uncover the risks, returns, and what every investor must know before ...

Confused about PFIC rules for Indian NRIs in USA? Learn how PFIC affects your Indian mutual funds, tax filing, and ...

In case of any grievance / complaint, an investor may approach the concerned Investment Adviser who shall strive to redress the grievance immediately, but not later than 21 days of the receipt of the ...

Should we invest in Nifty 500 Index Fund? Let us compare Nifty 500 Vs Nifty 100 Vs Nifty 50 by looking at the last 21 years data and try to find an answer. With the increasing popularity of Index ...

Every parent dreams of giving their child the best education, but few realize how fast the cost of higher education in India is rising. Be it engineering, medicine, MBA, or law, the expenses are no ...

How to write a WILL in India? Let me share with you the sample WILL format which you can download. Estate planning is a part of financial planning where you are making a plan in advance and naming ...

These proposals focus on greater flexibility, better liquidity, and smarter retirement planning. Below is a detailed, step-by-step explanation of all ten key changes, in the order of their impact: SUR ...