ChatGPT is being talked about constantly, but some people might still be wondering exactly how to use it. One thing ChatGPT does really well is simplify concepts. For example, we all vaguely know what ...

In this video I will be explaining in depth, but easy to understand, each of the five factors of a credit score. How much each factor weighs on your credit score. And what the studies conclude about ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

Learn how subprime credit cards offer options for borrowers with poor credit. Understand their higher rates, credit limits, ...