Treasury bills are short-term U.S. government securities sold at a discount and subject to federal tax only. Learn how to buy them, how they work, and why they're safe.

Treasury bills now yield just under 4% compared to near-zero rates throughout the 2010s. Both stocks and bonds fell in 2022. This exposed critical flaws in traditional 60/40 retirement allocations.

A Treasury bill (T-bill) is a short-term loan you give to the U.S. government in exchange for a guaranteed return. T-bills are issued by the U.S. Department of the Treasury and mature in one year or ...