Explore your options as a Roth IRA beneficiary, from spousal transfers to required withdrawals, depending on your relationship to the original account holder.

The IRA is a cornerstone for many, allowing you to build a nest egg with investments that fit your risk profile. You pick the financial institution; you manage the investments. In other words, it’s ...

With a Roth IRA, you have a tax-advantaged account, which means you contribute after-tax dollars that grow tax-free and are withdrawn tax- and penalty-free, according to the mutual funds firm Fidelity ...

Can you become a millionaire retiree? The answer is a resounding "yes" for many Americans. And the Roth IRA provides a great vehicle for making it happen. If you want to build a Roth IRA ...

I’m 68 and recently retired and have about $1.4 million in accounts intended for retirement ($1.2 million in a Traditional IRA and $110K in a Roth). I also am receiving about $47,000 annually in ...

Unlike employer-based 401(k)s, people set up individual retirement accounts (IRAs) for themselves. But similarly to workplace retirement accounts, traditional IRAs are funded with deductible pre-tax ...

The Roth entered the retirement savings world in 1998, a moment when most boomers and many Gen Xers were launched in their careers and set in their financial ways. By design, the Roth favors the saver ...

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you're earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA's ...

When the IRS published its final regulations governing Roth source catch-up contributions in the Federal Register on ...

I have a Roth IRA account and an ordinary taxable retail stock account at a major brokerage. The two accounts are linked, internally, so I can make easy transfers. About four years ago, I purchased ...