Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Nationwide, long-term care insurance policies are being used to cover an average of 2.6 years in assisted living, according ...

I’m 63 and have been on Social Security disability since 2008. My wife, also 63, stays home to care for me. We're in poor ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Stand-alone long-term care insurance policies have been waning in popularity, owing to a combination of skyrocketing premiums and difficult claims experiences by consumers. In their place, so-called ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

The U.S. has some of the highest elder care costs in the world and Medicare won’t cover them all. Discover ways to plan for the care of those you love as they age.

As the U.S. population ages, many families are facing long-term care (LTC) issues. Most families either pay for it out of their savings or spend down these savings until they qualify for Medicaid. But ...

Jane Brown would soon discover how much she needed that money as she struggled to care for her husband at home. For a decade, ...

Long-term care insurance can help by covering some of the medical and support services that people with degenerative conditions, cognitive disorders or other long-term illnesses will need. Learn More: ...

It’s a question that many baby boomers struggle with: Should you buy long-term care insurance? Like many things these days, ...