Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

Your payment is calculated based on your chosen interest rate and repayment period. The type of loan (interest-only or amortizing) will determine the loan payment formula and how interest is ...

If you're one of the eight million student loan borrowers enrolled in the Saving on a Valuable Education (SAVE) plan, you may have seen student loan payments as low as $0. With the SAVE plan ...

Lenders calculate how much interest you’ll pay with each payment in two main ways: simple or on an amortization schedule. Short-term loans often have simple interest. Larger loans, like mortgages, ...

Millions of student loan borrowers like myself haven't made a student loan payment since March 2020. However, with the end of the Saving on a Valuable Education (SAVE) plan imminent, I'm making ...

WASHINGTON, DC - JANUARY 21: U.S. President Donald Trump speaks during a news conference in the Roosevelt Room of the White House on January 21, 2025 in Washington, DC. (Photo by Andrew Harnik/Getty ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. Earlier this month, President Donald Trump signed the so-called ...