Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

How to choose a policy that provides lifelong coverage and often a cash value feature Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

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If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Age directly impacts life insurance premiums. Learn why buying younger saves money and how actuarial tables play a role in deciding your rates.

Diane Costagliola is a researcher, librarian, instructor, and writer who has published articles on personal finance, home buying, and foreclosure. Re-entry term insurance is a form of renewable term ...