Unless you are an insurance agent, you may not know that there are multiple types of home insurance. The most common is the HO-3, with “HO” standing for homeowner. There are seven other policy types ...

An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

HO-3 insurance is the most common type of home insurance policy. Standard HO-3 policies provide coverage for your home’s structure, contents, liability, medical payments and additional living expenses ...