On August 13, the U.S. District Court for the Northern District of California granted in part and denied in part the defendant’s motion for summary judgment, allowing the plaintiff’s claim under the ...

If an individual files for Chapter 7 bankruptcy, which discharges their personal obligations secured by a mortgaged property, are they still a “consumer” with a “debt” as the FDCPA defines those terms ...

The Consumer Financial Protection Bureau is setting its regulatory target next on debt collection in light of technology advances such as text messaging and more. On Tuesday, the bureau issued a ...

When FDCPA Rules Apply to Original Creditors The Federal Fair Debt Collection Practices Act primarily regulates third-party debt collectors, not original creditors collecting their own debts. This ...

Texas consumers are protected by several laws, notably the Fair Debt Collection Practices Act (FDCPA) and the Texas Debt Collection Act (TDCA). The combination of federal and state laws creates a ...