Build a free 2026 Excel budget file with bank import and XLOOKUP categories, so you track spending and savings without manual typing.

Once data is loaded into Excel, Copilot allows users to ask questions in natural language instead of building new formulas.

If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...