Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. In a major shakeup, one of the nation’s largest student loan ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Federal Direct Stafford Loans are available to U.S. citizens and permanent residents who are enrolled at least half-time in a degree program and who demonstrate need by filing the Free Application for ...

Federal Direct Loans offer lower interest rates and added protections compared to private loans. Direct Loans come in four types, including subsidized, unsubsidized, PLUS, and consolidation.

An overview of the direct lending market, including the characteristics of direct lending that distinguish it from the ...

Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...