Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 academic year, Direct undergraduate loans have a rate of 6.39%. Private student ...

Our top-rated private student loan lenders are Ascent and College Ave. Paying for college can feel challenging, especially ...

A September Fed rate cut is likely, though it's expected to be a small 0.25-percentage-point reduction. Private student loans with variable rates may see small interest savings, but fixed-rate and ...

Paying for college can seem like an insurmountable feat for students and their families amid the rising cost of a university education — especially for those who can’t afford to pay out-of-pocket ...

Learn about the different types of graduate student loans.

According to the CME FedWatch, there’s a 95% chance that the Fed will cut its target interest rate by 25 basis points at its meeting on Sept. 17, 2025. “The Federal Reserve is attempting to balance ...