You are still responsible for missed payments even if your debt is charged off. You will likely be contacted by a collection agency to get the remaining funds owed. Study the validation notice you ...
Retirees aren't immune to debt collection, but what creditors can actually do to collect depends on a few factors.
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Debt collection in Canada: What collectors can and can’t do
Learn your rights when dealing with debt collectors in Canada. Understand what they can and can’t do, how to stop harassment, and steps to regain control.
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