Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

An excellent credit score can make it easier to make big purchases, and a new study shows exactly what people with high ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Negative marks on your credit report can hurt your credit score and affect your ability to qualify for loans. Here’s how to ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Credit scores are more important than ever. But, one little slip up can have severe consequences. 2 News Oklahoma's Cathy ...

Colorado’s average credit score fell about one percent over the past year, placing the state among those with the largest ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...

The report shows Georgia had the second-largest average credit score decrease in the country.