Paying off collections improves your finances, but what happens to the negative mark on your credit report?

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

Accounts that are sent to collections typically stay on a consumer’s credit report for seven years from the date of first delinquency. More recent accounts are more harmful to your score than older ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Do you know how to read your credit report? If not, it's time to learn. Your credit score is one of the primary items that lenders check when approving your credit request, and the information in your ...

Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...