Rising home values over the last several years have created a windfall of equity for millions of American homeowners, making home equity lines of credit (HELOCs) an increasingly attractive option for ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. The Annual Percentage Rate is a fundamental concept in ...

The holidays can be expensive, and sometimes you need extra cash to cover gifts, travel or entertaining. But not all borrowing options are created equal — some are far cheaper and safer than others.