Banks decide whether to approve or deny a loan based on several factors related to an applicant’s financial situation.

On a chill October night in Virginia, a Wall Street Journal reporter rode shotgun with a repo crew as they scanned license ...

At question were consumer loans that nonbank lenders were issuing through banks chartered in other states with no caps or very high caps on interest rates.

An appeals court's decision will make it harder for consumer-lending-focused fintechs to operate in Colorado. But the impact ...

According to the government’s numbers, prices are climbing for many essentials like housing, food and electricity. When money ...

Personal loans can be a useful financial tool, but their value depends on your specific needs and circumstances. So are personal loans worth it? It’s important for you to understand the pros and cons ...

Wholesale mortgage lenders offer home loans through brokers and other business partners; they don't work directly with borrowers. You might find a wider range of loan options on the wholesale side. If ...

On May 28, the governor of Nevada approved SB 437, establishing requirements for consumer lenders operating outside the state over the internet. Under the new law, an “Internet consumer lender” is ...

Lenders or loan brokers [1] based in California or lending to either commercial or consumer borrowers based in California are subject to the California Financing Law (CFL), which imposes licensing ...