USAA has the lowest average annual rates for young adult drivers, according to our rate analysis. Those without a military connection will find the best rates with Travelers and Geico.

New drivers pay higher car insurance rates than mature drivers with plenty of experience behind the wheel. Your premiums will decrease over time if you keep a clean driving record, but budgeting for ...

Kara McGinley is a staff Insurance Writer at WSJ | Buy Side. Previously, she was an editor at USA Today and a senior editor at Policygenius. She has over seven years of experience writing, editing and ...