You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Dealing with debt collectors can be a frustrating process, especially when you're not sure if the debt they're reaching out about is even yours. Mistakes happen, after all, and sometimes old debts ...

Finances FYI is a weekly series providing straightforward finance tips and best practices to help improve financial literacy. Credit card debt is common in the U.S., with the average American carrying ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

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Could your debt be reduced or forgiven? Take our financial relief quiz. Whether you owe it or not, receiving a debt collection notice can conjure up feelings of anxiety, worry and perhaps confusion, ...

RealCashSaver has released The Ultimate Cash Savings Toolkit, a 16-eBook collection covering personal finance topics from ...

Scammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. Always ask for detailed information about the debt and the debt collector’s contact details to ...